Officers of the Manager

Lindsay J. Sparacino, CFA

Co-Chief Investment Officer

Ms. Sparacino serves as Co-chief Investment Officer of EJF.

Ms. Sparacino joined EJF in 2005 and has over 17 years of experience in the financial services industry. While at EJF, Ms. Sparacino has worked on numerous investment strategies, including public and private equity and debt investments, securitizations, and various specialty finance investments in addition. She currently serves as the Co-Chief Investment Officer of EJF Investments Manager LLC, the external manager for EJF Investments Ltd. Prior to joining EJF, Ms. Sparacino worked in the Real Estate Investment Banking Group at Friedman, Billings, Ramsey Group Inc., where she helped manage several REIT IPOs, follow-on offerings, and 144A private equity issuances. In addition to serving as Co-Chief Investment Officer of EJF Investments Manager LLC, Ms. Sparacino also serves as a Managing Director, Portfolio Management, for EJF. Ms. Sparacino has also served on the boards of certain private financial companies, including Gramercy Property Europe plc, a European real estate investment company with over $1 billion in AUM. Ms. Sparacino has a BS in Finance from Indiana University and is a CFA charterholder.

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EJF Investments Ltd has been established in Jersey as a listed fund under a fast-track authorisation process. It is suitable therefore only for professional or experienced investors, or those who have taken appropriate professional advice. Regulatory requirements which may be deemed necessary for the protection of retail or inexperienced investors, do not apply to listed funds. By investing in this fund you will be deemed to be acknowledging that you are a professional or experienced investor, or have taken appropriate professional advice, and accept the reduced requirements accordingly. You are wholly responsible for ensuring that all aspects of this fund are acceptable to you. Investment in listed funds may involve special risks that could lead to a loss of all or a substantial portion of such investment. Unless you fully understand and accept the nature of this fund and the potential risks inherent in this fund you should not invest in this fund.

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