Officers of the Manager

Lindsay J. Sparacino

Co-Chief Investment Officer

Ms. Sparacino serves as Co-Chief Investment Officer of EJF Investments Manager LLC. Ms. Sparacino joined EJF Capital in 2005 and has over 14 years' experience in the financial services industry touching on public and private equity, structured debt, real estate and law firm lending.

Prior to joining EJF Capital, Ms. Sparacino worked in the real estate investment banking group at FBR, where she helped manage several REIT IPOs, follow-on offerings, and 144A private equity issuances. She currently serves on the board of directors of Gramercy Property Europe plc and Urban Exposure Finance Limited. Ms. Sparacino has a BS in Finance from Indiana University and is a CFA charter holder and member of the CFA Society of Washington, D.C.

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EJF Investments Ltd has been established in Jersey as a listed fund under a fast-track authorisation process. It is suitable therefore only for professional or experienced investors, or those who have taken appropriate professional advice. Regulatory requirements which may be deemed necessary for the protection of retail or inexperienced investors, do not apply to listed funds. By investing in this fund you will be deemed to be acknowledging that you are a professional or experienced investor, or have taken appropriate professional advice, and accept the reduced requirements accordingly. You are wholly responsible for ensuring that all aspects of this fund are acceptable to you. Investment in listed funds may involve special risks that could lead to a loss of all or a substantial portion of such investment. Unless you fully understand and accept the nature of this fund and the potential risks inherent in this fund you should not invest in this fund.